01223323-DXPS0-P-1-082014 (DXPS00 PNDM03)-e
Rev. 8/14
FACTS
WHAT DOES ARCHER HEIGHTS CREDIT UNION DO
WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we
collect, share, and protect your personal information. Please read this notice carefully to understand
what we do.
What?
The types of personal information we collect and share depend on the product or service you have
with us. This information can include:
- Social Security number and account balances
- credit history and credit scores
- income and payment history
When you are no longer our member, we continue to share your information as described in this
notice.
How?
All financial companies need to share members’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their members’
personal information; the reasons Archer Heights Credit Union chooses to share; and whether you
can limit this sharing.
Reasons we can share your personal information Does Archer Heights
Credit Union share?
Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or to report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes No
For joint marketing with other financial companies
Yes No
For our affiliates’ everyday business purposes –
information about your transactions and experiences
No We don't share
For our affiliates’ everyday business purposes –
information about your creditworthiness
No We don't share
For nonaffiliates to market to you
No We don't share
Questions?
Call (877) 874-9811 or go to www.archerheights.com
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What we do
How does Archer Heights Credit
Union protect my personal
information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
How does Archer Heights Credit
Union collect my personal
information?
We collect your personal information, for example, when you
- open an account or show your government-issued ID
- apply for financing or show us your driver's license
- make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your
creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and
nonfinancial companies.
- Archer Heights Credit Union has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
- Archer Heights Credit Union does not share with our nonaffiliates so they can
market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
- Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT.
Other important information
